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My Mortgage Blog — Latest Posts
What is Private Lending and Who is it for?
More than 72% of Canadian mortgages are held by the Big Six banks and so-called A Lenders. However, a growing contingent of B Lenders have come on the scene. These are companies that are using...
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My Credit is Bad. Can I Still Get a Mortgage?
Hey, we're not here to judge. There are a lot of reasons why your credit score may be in less than tip-top shape. The pandemic alone has impacted the financial situation of many Canadians who may have...
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How Much Do I Need for a Downpayment?
For first-time home buyers and property investors, the amount of money you'll need to have available for your downpayment can be cause for concern. With housing prices continuing to rise, downpayments...
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Should You Be Stressed About the Mortgage Stress Test?
New changes are coming soon for Canada's mortgage stress test, which could make it more difficult for homebuyers to get mortgage approval as of June 1, 2021. The mortgage stress test was first...
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