Dave Destefano | Professional Mortgage Broker

Dave Destefano || September 02, 2026

The rate didn’t move. Your mortgage strategy still can.

The Bank of Canada held its policy rate at 2.25% this week, leaving borrowing costs unchanged for Canadians with variable-rate mortgages and other products tied to lenders’ prime...

Dave Destefano || August 18, 2026

Canadian inflation reaches 3% as gasoline and travel costs rise

Canada's annual inflation rate rose to 3.0% in July from 2.8% in June, reaching the upper end of the Bank of Canada’s target range. The increase was slightly larger than economists expected and...

Dave Destefano || July 28, 2026

Mortgage Broker vs. Your Bank: What's the Real Difference?

Most people in Niagara get their first mortgage the same way: they walk into the bank branch where they've had a chequing account since high school and take whatever they're offered. It feels safe, it...

Dave Destefano || July 21, 2026

Drowning in High-Interest Debt? Your Home Equity Might Be the Lifeline

If you're juggling credit card balances, a car loan, and maybe a line of credit on top of your mortgage, you're not alone — and you're not stuck. For many homeowners across Niagara Falls, St....