Dave Destefano | Professional Mortgage Broker

Dave Destefano || February 23, 2022

Tax Implications for Homeowners

Tax season is approaching, and while we don't usually talk much about taxes with our clients, it is an excellent time to learn about the tax implications of being a homeowner. For the most part, being...

Dave Destefano || February 11, 2022

Using The Home Buyers' Plan for Your Down Payment

Saving a down payment is a problem for many new home buyers. High home prices and strict mortgage rules require up to a 20% down payment for houses with a sale price of over $1 million. At the same...

Dave Destefano || February 04, 2022

What is Amortization and Why it Matters

Amortization is a word you'll hear a lot when applying for a mortgage. What is it exactly, and why is it important? Understanding the concept of amortization helps you know how much your mortgage...

Dave Destefano || January 27, 2022

The Bank of Canada Left Rates Unchanged. Now What?

The Bank of Canada may have raised its inflation forecasts, but it didn’t raise interest rates this week as many had expected. At its first rate policy meeting of the year,...