Dave Destefano | Professional Mortgage Broker

Dave Destefano || September 20, 2021

The Language of Mortgages

Mortgages are complicated. That's a fact. So complicated that that mortgage agents and brokers require specialized training to learn the financial and legal concepts. Most homeowners will never need...

Dave Destefano || September 13, 2021

Election Promises and How They Could Affect Housing Prices

Canadians now have more mortgage debt than they have ever had in history. Combine that with the news of increasing housing costs and a recent survey that indicates that more than 70% of people who...

Dave Destefano || August 24, 2021

The Bank of Canada's Role in Influencing Mortgage Rates

We spend a lot of time thinking about interest rates and searching for the signs of change to advise our clients accordingly. We give our clients the best advice on new mortgages and locking in or...

Dave Destefano || August 16, 2021

What's Fueling the Hot Housing Market in Niagara Falls?

The housing market in some areas of the country is cooing down slightly. It may be due, in part, to the effects of recent changes to the mortgage stress test. On the other hand, Niagara Falls is still...